There are several good reasons why you should never drive your vehicle if it is not properly insured. Not only could you face fines and penalties, but you may also even lose your privilege to drive. In other words, there are serious consequences to putting your automobile on the road when you know it is not insured.
It is important to note that the laws regarding auto insurance vary from state to state. You should check with your local jurisdiction to find out the requirements so you do not get penalized or end up with a suspended driver’s license.
Even though the penalties may vary depending on the state you are in, some general consequences are applicable in almost every state.
Suspension Of Driver’s License
A driver can have their license suspended for many different traffic infractions. Some of these reasons are:
Failure to appear in court
Not paying child support
Getting multiple speeding tickets
Getting a DUI/DWI
Not having car insurance
If your license is suspended due to not having car insurance, you may be required to provide proof of insurance with an SR-22 certificate or take a driving class. It is also likely you will have to pay a fee to have your license reinstated.
Ticket For No Auto Insurance
If you are driving a vehicle without insurance, and you are pulled over, you may be able to get the ticket dismissed in court. However, you will have to show the judge or DA proof that you purchased auto insurance soon after you received the ticket.
Keep in mind, this will likely only happen if you had insurance on the vehicle but you did not have the insurance card with you when you got pulled over.
Suspension Of Vehicle Registration
If the registration to the vehicle is suspended, no one will be able to drive the car. This means you nor any family members or friends will be able to legally drive the car on the road. In simpler terms, your state DMV has denied you the privilege of operating that vehicle on any roads.
You will be able to get the suspension lifted after showing proof of insurance, but you may have to pay fines and fees associated with the reinstatement of the vehicle’s registration.
So, to avoid the consequences, the solution is simple. You should never drive your vehicle without insurance. It is financially irresponsible and it is against the law. If the vehicle is paid off, it is still important to maintain liability insurance. Although it has its limitations, it will prevent you from getting a ticket for no auto insurance.